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<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>https://gadhicruz.com/island-hopping-in-el-nido/</loc><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/07/imga0852.jpg</image:loc><image:title>IMGA0852</image:title></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/07/imga0845.jpg</image:loc><image:title>IMGA0845</image:title></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/07/imga0783.jpg</image:loc><image:title>IMGA0783</image:title><image:caption>Are these rocks made of volcanic material?</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/07/imga0781.jpg</image:loc><image:title>IMGA0781</image:title><image:caption>L to R:  a very tanned Joey, our tour guide, and a very pasty me!</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/07/imga0779.jpg</image:loc><image:title>IMGA0779</image:title></image:image><lastmod>2014-07-07T03:56:27+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://gadhicruz.com/2014/06/02/island-hopping-with-ms-gadhi/</loc><lastmod>2014-07-07T03:33:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gadhicruz.com/2014/05/29/is-the-experience-blogging-over-yet/</loc><lastmod>2014-06-11T15:40:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gadhicruz.com/2014/05/22/rimansi-the-beginning-of-a-beautiful-thing/</loc><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/rimansi_delegation-at-cumis-2011.jpg</image:loc><image:title>RIMANSI_Delegation at CUMIS 2011</image:title><image:caption>Front Row (left to right):  Mr. Derek Cameron (CCA Program Officer), Ms. Mae Elizabeth Lungay (RIMANSI actuary) and Mr. Epifanio A. Maniebo - Chief Executive Officer of RIMANSI.  Back Row:  Craig Marshall (Vice President, General Counsel - Life Operations and Secretary) Rudy Capogna (Vice President, Property and Casualty Insurance) and Dirk Sack (Vice President, Creditor Insurance).</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/ms-gadhis-mfi-mba-rimansi-chart.png</image:loc><image:title>Ms. Gadhi's MFI-MBA RIMANSI Chart</image:title></image:image><lastmod>2014-05-22T15:19:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gadhicruz.com/2014/05/13/the-impact-of-co-operatives-and-the-power-of-women-13-women-13-provinces-13-stories-card-mba-a-success-story/</loc><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/imga0033.jpg</image:loc><image:title>IMGA0033</image:title><image:caption>Beautiful wooden handcrafts made by some CARD MBA members. © Gadhi Cruz 2014.  All rights reserved.</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/imga0034.jpg</image:loc><image:title>IMGA0034</image:title><image:caption>Some wooden handcrafts created by some CARD MBA members.  © Gadhi Cruz 2014.  All rights reserved.</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/watermelon-in-pangasinan.jpg</image:loc><image:caption>Stands along the roadside selling freshly harvested watermelons to travellers</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/piggery.jpg</image:loc><image:title>Piggery</image:title><image:caption>A piggery attendant cleans the pig pen with pressurized water hose</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/sari-sari_store_cavite.jpg</image:loc><image:title>Sari-Sari_Store_Cavite</image:title><image:caption>A typical sari-sari store in the city of Cavite</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/rice-farmer.jpg</image:loc><image:title>Rice-Farmer</image:title><image:caption>A rice-farmer in the midst of planting rice, a labor-intensive activity that requires the farmer to be up on his/her feet, but bent downwards to plant the grass on the mushy rice field.  One of the first things I've learned as a pre-school student in the Philippines is a folk song called, "Magtanim Ay Di Biro", which depicts the daily lives of Filipino farmers.  The lesson:  planting rice is an enormous feat.</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/rice_farmers_at_work_in_the_philippines.jpg</image:loc><image:caption>Rice farmers at work in the Philippines</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/philippine-flag1.jpg</image:loc><image:title>Philippine Flag</image:title><image:caption>The Philippine flag</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/boarding-house.jpg</image:loc><image:title>Boarding House</image:title><image:caption>A boarding house in Cebu with advertising of availability</image:caption></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/banana-chips1.jpg</image:loc><image:caption>Sweetened banana chips</image:caption></image:image><lastmod>2014-05-20T07:06:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gadhicruz.com/2014/05/12/miss-gadhi/</loc><lastmod>2014-05-14T18:08:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gadhicruz.com/2014/05/08/the-power-of-women-in-business-card-mba-a-success-story/</loc><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/kare-kare.jpg</image:loc><image:title>Kare-kare</image:title></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/florabel-adobo.jpg</image:loc><image:title>Florabel Adobo</image:title></image:image><lastmod>2014-05-09T21:30:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gadhicruz.com/about/</loc><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/04/gadhis-pix-for-blog.jpg</image:loc><image:title>Gadhi's Pix for Blog</image:title></image:image><lastmod>2014-05-07T01:07:13+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://gadhicruz.com/2014/05/07/what-why-where-the-basics/</loc><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/ortigas_center_manila1.jpg</image:loc><image:title>Ortigas_Center_Manila</image:title></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/ortigas_center_manila.jpg</image:loc><image:title>Ortigas_Center_Manila</image:title></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/mae-dawat-and-jun-jay-perez.jpg</image:loc><image:title>Mae Dawat and Jun Jay Perez</image:title></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/rimansi.png</image:loc><image:title>RIMANSI</image:title></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/rimansi-location.jpg</image:loc><image:title>Rimansi Location</image:title></image:image><lastmod>2014-05-08T14:17:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gadhicruz.com/2014/05/06/7107-islands-philippines-here-ive-come/</loc><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/gadhis-arrival-2014-05-05.jpg</image:loc><image:title>Gadhi's Arrival 2014-05-05</image:title></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/philippines_map_600px.png</image:loc><image:title>Philippine Map</image:title></image:image><image:image><image:loc>https://gadhicruz.com/wp-content/uploads/2014/05/philippine-map.jpg</image:loc><image:title>Philippine Map</image:title></image:image><lastmod>2014-05-09T12:31:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://gadhicruz.com</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2014-07-07T03:56:27+00:00</lastmod></url></urlset>
